Living in Italy on a Work Permit, EU Blue Card, or Permesso di Soggiorno? Invest in your dream home in India. Compare Italy-friendly Indian banks, check eligibility in minutes, and get in-principle approval in 72 hours — all from Italy.
Dedicated NRI experts who understand the unique challenges of applying for an Indian home loan from Italy.
Our advisors understand all Italy residency profiles — EU Blue Card (Carta Blu UE), Skilled Worker Permit, Permesso di Soggiorno (residence permit), Lavoro Autonomo (self-employment), and OCI — and we work only with Indian banks that actively approve Italy-based NRI applications.
Full guidance on FEMA regulations, NRE/NRO account requirements, and RBI guidelines — ensuring you stay fully compliant from Milan, Rome, Turin, or anywhere in Italy.
With our pre-verified Italy NRI application process, get a confirmed in-principle sanction letter within 72 hours — without travelling to India.
We help you link your NRE/NRO account for seamless monthly EMI repayment directly from Italy — 100% FEMA compliant.
We guide you through preparing and notarizing your Specific Power of Attorney at the Embassy of India in Rome or the Consulate General of India in Milan.
One point of contact throughout your entire journey — from document collection to final disbursement.
Enter your Euro salary and find out the exact loan amount you can get from Italy-friendly Indian banks — SBI, HDFC, Axis Bank, and Kotak Mahindra Bank.
WhatsApp or call our Italy NRI experts. Share your Euro salary, residency status, and property requirement. We confirm which Italy-approved banks suit your profile — within 24 hours
Share all documents digitally via WhatsApp or our secure portal. No physical paperwork needs to be sent to India.
We apply to the best Italy-approved Indian bank matching your profile. Get in-principle approval typically within 72 hours.
Bank's legal panel verifies property documents in India. Our team coordinates property valuation and registry paperwork entirely on your behalf.
Loan amount directly credited to builder or seller. EMI starts from your linked NRE/NRO account. Move into your dream home.
Yes. Non-Resident Indians residing in Italy — whether on an EU Blue Card, Skilled Worker Permit, Permesso di Soggiorno, or self-employment residency — can freely purchase residential and commercial property in India. Under FEMA, no special RBI permission is required for residential or commercial property purchases.
NRIs cannot purchase agricultural land, farmhouses, or plantation properties in India.
Important for Italy NRIs: While a small number of Indian lenders (such as IIFL Home Finance) exclude Italy from their eligible country list, leading banks including SBI, HDFC, Axis Bank, and Kotak Mahindra Bank actively service Italy-based NRI applicants. We channel your application exclusively to these Italy-approved lenders
⚠️ FEMA Rule: All NRI home loan EMI repayments must be routed only through NRE / NRO / FCNR accounts or via direct inward remittances through banking channels. Cash brought from Italy to India cannot be used.
NRI home loan interest rates for Italy-based applicants from Italy-friendly Indian banks currently range between 8.75% and 9.75% per annum. Factors affecting your rate:
We place your application specifically with Italy-approved lenders — SBI, HDFC, Axis, or Kotak — to ensure smooth processing and competitive rates.
Indian banks convert your Euro salary to INR at the prevailing RBI exchange rate (approx. 1 EUR = ₹92 in 2026):
Banks typically finance 75–85% of property value. Final eligibility depends on age, existing EMIs, Italian tax record, and employer profile.
Since you are based in Italy, you will need a Specific Power of Attorney (PoA) attested at:
The PoA must then be registered at the Sub-Registrar Office in India. We provide ready-to-use PoA formats and step-by-step guidance.
Italy NRIs who file income tax returns in India can claim:
Note: India and Italy have a Double Taxation Avoidance Agreement (DTAA). Consult a cross-border tax advisor for personalized guidance.
Yes, but you must apply through banks that specifically approve Italy-based NRIs. SBI, HDFC, Axis Bank, and Kotak Mahindra Bank are the recommended lenders. Some banks like IIFL exclude Italy — we ensure your application goes only to Italy-approved lenders.
SBI, HDFC, Axis Bank, and Kotak Mahindra Bank are the major lenders who approve NRI home loan applications from Italy. We specifically work with these banks for Italy-based clients.
Tell us about your requirement and a dedicated Italy NRI expert will contact you within 2 business hours. Consultation is 100% free.
